What Is a Lucky 63 Bet? 63 Bets Explained With Costs, Examples, and When It Beats a Heinz
Last updated: April 2026
A Lucky 63 bet is 63 bets across 6 selections: 6 singles, 15 doubles, 20 trebles, 15 four-folds, 6 five-folds, and 1 six-fold accumulator. It's the largest of the Lucky bet family and covers every possible combination of your 6 picks, including singles. A £1 Lucky 63 costs £63 — or £126 each way. This is the Lucky 63 bet explained in full: what it is, what it costs at realistic stakes, and when it justifies the serious outlay. Lucky 63 betting explained clearly and honestly.
Try the Lucky 63 Calculator → Work out your returns instantly with our free lucky 63 calculator.
Lucky 63 bet explained — all 63 bets
| Bet Type | Count |
|---|---|
| Singles | 6 |
| Doubles | 15 |
| Trebles | 20 |
| Four-folds | 15 |
| Five-folds | 6 |
| Six-fold | 1 |
| Total | 63 bets |
The trebles (20 bets) are the largest component. The six-fold is the dream; the doubles and trebles are where realistic returns come from.
What does a Lucky 63 cost?
| Unit Stake | Win Only | Each Way |
|---|---|---|
| 20p | £12.60 | £25.20 |
| 50p | £31.50 | £63.00 |
| £1 | £63.00 | £126.00 |
| £2 | £126.00 | £252.00 |
Most Lucky 63s are placed at 20p-50p. A 20p each way Lucky 63 costs £25.20 — manageable for a big racing day.
Worked example
Six selections at a Cheltenham afternoon card:
| Selection | Horse | Odds |
|---|---|---|
| A | Thunder Bay | 4/1 (5.00) |
| B | Silver Lining | 5/1 (6.00) |
| C | Storm Front | 3/1 (4.00) |
| D | Dark Horizon | 7/2 (4.50) |
| E | Golden Mile | 4/1 (5.00) |
| F | River King | 9/2 (5.50) |
50p Lucky 63 = £31.50 total stake
All 6 win
The six-fold: 5×6×4×4.5×5×5.5 = 14,850. At 50p = £7,425.00. Add five-folds, four-folds, trebles, doubles, singles — total returns exceed £15,000 on a £31.50 stake.
4 of 6 win (A, B, C, D)
Surviving bets: 4 singles + 6 doubles + 4 trebles + 1 four-fold = 15 winning bets.
| Bet Type | Winning Count | Approximate Returns (50p) |
|---|---|---|
| 4 singles | 4 | £9.75 |
| 6 doubles | 6 | ≈ £117.75 |
| 4 trebles | 4 | ≈ £226.50 |
| 1 four-fold | 1 | £270.00 |
| Total | 15 | ≈ £624.00 |
Profit: ≈ £592.50. Four winners at these odds produces excellent returns — you still have 48 losing bets, but the 15 that win more than compensate.
2 of 6 win (A and B)
2 winning singles (£2.50 + £3.00) + 1 winning double (50p × 5×6 = £15.00) = £20.50. Loss: £11.00.
1 of 6 wins (B at 5/1)
Single B: 50p × 6.00 = £3.00. Plus consolation bonus. Loss: £25.50-£28.50. A single winner at 5/1 doesn't come close to covering a Lucky 63.
Our Lucky 63 calculator models every combination at your exact odds.
Lucky 63 vs Heinz — with or without singles?
Both cover 6 selections. The Heinz drops the singles:
| Lucky 63 | Heinz | |
|---|---|---|
| Total bets | 63 | 57 |
| Singles? | Yes (6) | No |
| Cost (£1) | £63 | £57 |
| 1-winner return | Single's odds + bonus | £0 |
| Consolation bonus | Yes | No |
At longer odds (5/1+), the Lucky 63's singles have real standalone value. At shorter odds (under 3/1), the Heinz saves £6 per unit.
Lucky 63 in the Lucky family
| Lucky 15 | Lucky 31 | Lucky 63 | |
|---|---|---|---|
| Selections | 4 | 5 | 6 |
| Total bets | 15 | 31 | 63 |
| Cost (£1) | £15 | £31 | £63 |
| Cost (20p) | £3 | £6.20 | £12.60 |
Each step up doubles the cost and more than doubles potential returns. The six-fold multiplies 6 sets of odds — at average 4/1, that's 5⁶ = 15,625. Even at 20p, the six-fold returns £3,125. But the probability is roughly 0.006% — about 1 in 15,625. For a deeper look at what these probabilities mean in real terms, see our expected value guide.
When to use a Lucky 63
Major racing festivals. Cheltenham, Royal Ascot, York — days with 6+ competitive races where you have a selection in each. The Lucky 63 maximises coverage with singles protection.
When you have genuine conviction across 6 picks. If you're stretching for a 6th, a Lucky 31 on your best 5 at half the cost is smarter. Weak selections appear in dozens of combinations and dilute the whole bet.
At small stakes. A 20p Lucky 63 costs £12.60 — reasonable entertainment for a day of racing. The potential returns from 3-4 winners at 4/1+ are strong relative to the outlay.
A note on responsible staking
At £63 per unit (or £126 each way), the Lucky 63 is one of the most expensive standard bets. If you're regularly placing Lucky 63s at £1+ stakes and the losses are affecting your finances or mood, that's worth paying attention to. Gambling should be entertainment with a known cost, not a source of financial stress. If it's become the latter, our guide to stopping gambling covers practical steps and free UK support — no judgement, just options.
The maths — is a Lucky 63 worth it?
| Winners | At 3/1 (4.00) | At 5/1 (6.00) | At 8/1 (9.00) |
|---|---|---|---|
| 0 | −£63 | −£63 | −£63 |
| 1 | −£59 (no bonus) | −£57 | −£54 |
| 1 + bonus | −£55 | −£51 | −£45 |
| 2 | −£31 | +£9 | +£89 |
| 3 | +£131 | +£715 | +£2,961 |
| 4 | +£1,315 | +£9,415 | +£56,473 |
Returns for £1 Lucky 63 (£63 stake). Assumes all selections at same odds.
At 3/1, you need 3 winners to profit. At 5/1, 2 winners produces modest profit. At 8/1, 2 winners covers the stake comfortably. The Lucky 63 comes alive at medium-to-long odds — exactly where competitive horse racing handicaps sit.
Frequently asked questions
Written by
David Burke
David is a gambling industry analyst and poker player based between London, Spain, and Malta. He has spent over a decade observing the European betting and casino landscape, with particular expertise in odds, probability, game strategy, and how the bookmaking industry works. At WiseStaker, David writes guides on bet types, game rules, and the mathematics behind gambling.
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