Cost of gambling calculator
See what gambling actually costs you over time. Enter your typical spending and this calculator shows the real number — weekly, monthly, and yearly.
Be as honest as you can. This calculator is completely private — nothing is stored or shared.
Your gambling habits
Include deposits, buy-ins, and cash spent. Don't subtract winnings — we'll ask about those separately.
Your average winnings per session. Be realistic — most sessions end with less than you started.
Your gambling costs you approximately
£520.00 per year
Per session
£10.00
Per week
£10.00
Per month
£43.33
Per year
£520.00
£520.00 per year is equivalent to:
- • 47 months of Netflix (£10.99/month)
- • 7 weekly grocery shops (at £70 average)
- • A return flight to a Mediterranean holiday
- • 1.8% of the average UK monthly salary (£2,456 after tax)
Over the last 1–2 years at this level, you've spent approximately £780.00 on gambling.
What if you stopped — or cut back?
| Scenario | Savings after 1 year | Savings after 5 years |
|---|---|---|
| Stop completely | £520.00 | £2,600.00 |
| Cut in half | £260.00 | £1,300.00 |
| Reduce to once a month | £400.00 | £2,000.00 |
These figures don't include interest or investment returns. The real savings would be higher.
This calculator runs entirely in your browser. Nothing is stored, sent, or shared. Your numbers stay with you.
Why tracking your gambling costs matters
Most people significantly underestimate how much they spend on gambling. Research consistently shows a gap between what people think they spend and what their bank statements reveal. This calculator helps close that gap.
Seeing the real number — especially the annual and cumulative totals — often prompts a shift in perspective. A £10 session twice a week sounds harmless. £1,040 over a year sounds different. £5,200 over five years sounds different again.
This isn't about judgment. Plenty of people spend £520 a year on hobbies and entertainment. The question is whether you're making that choice consciously — or whether the spending has crept up without you noticing.